FNS42022Certificate IVCurrentFNS training package

FNS42022 Certificate IV in Banking Services

FNS42022 is the nationally recognised Certificate IV behind bank worker work. It has been the current version on the national register since 2022, when it replaced FNS42020. About 684 bank worker jobs were advertised in June 2026, down 18% on a year earlier.

Often searched as Cert 4 in Banking Services · Register data synced 18 Sept 2026 from training.gov.au
Online job ads · June 2026
684last month
Bank worker roles advertised across Australia
Down on a year earlier
Long-term outlook
Weak
Zero structural signals up; current job ads down
Register status
Current
Replaced FNS42020 in 2022
Enrolments
Falling fast
Down 44.6% in a year
Funding status
Verification pending
Checked against official state program lists
The short answer

The independent signals behind the Certificate IV in Banking Services are weak right now. Job ads in June 2026 were down 18% on a year earlier, the official shortage list does not rate its occupations in shortage and enrolments are falling. Weigh both sides.

Jobs and Skills Australia

Is the work there?

Employers are posting fewer bank worker jobs than a year ago. About 684 bank worker jobs were advertised online in June 2026, down 18% on a year earlier. Over the last 12 months there were about 8,500 job ads, while 255 people were training in the qualification nationally (2025). Ads show the market. Enrolments show the pipeline. Neither is a job promise.

Jobs and Skills Australia, Internet Vacancy Index · latest month June 2026 · ANZSCO 5521
684
Combined monthly online job ads across Bank Worker, to June 2026

Official shortage list

Australia's official shortage list rates bank workers as not in shortage. The 2025 Occupation Shortage List rates Bank Worker as not in shortage.

Jobs and Skills Australia, Occupation Shortage List · 2025 assessment

Ten year outlook

Bank worker jobs are projected to stay about flat. Jobs and Skills Australia projections put these occupations at 42,302 workers in May 2025, 43,286 by May 2030 (up 2.3%) and 45,850 by May 2035 (up 8.4%).

42,302
workers, May 2025
43,286
workers, May 2030
45,850
workers, May 2035
Jobs and Skills Australia employment projections · May 2025 to May 2035
Occupation mapping by Get Course, shown with ANZSCO codes so it can be checked.
NCVER Total VET Activity

Who is training

Enrolments in the Certificate IV in Banking Services are dropping fast. Across Australia, 460 people enrolled in 2024. In 2025 it was 255, down 44.6% in a year. National data for FNS42022 starts in 2023.

NCVER Total VET Activity · 2025 collection
training.gov.au · Australian Qualifications Framework

What does studying it involve?

The register and the national framework set some of this. Providers set the rest.

How long it takes
A Certificate IV is typically 0.5 to 2 years of full-time study under the Australian Qualifications Framework. Providers set the exact length and pace.
Delivery
Providers set the delivery mode.
Credit for experience
Recognition of prior learning applies to FNS42022 like any qualification on the national register: an approved provider assesses your evidence against each unit.
training.gov.au national register; Australian Qualifications Framework.
State subsidised training lists

What does it cost, and who funds it?

State funding for FNS42022 is being verified against official program lists.

Eligibility and student contributions vary by program and provider. The official state listing is the source of truth. In a subsidised place the government pays most of the tuition and you pay a co-contribution set by the program and provider.

Official state subsidised training program lists, verified per state. Full-fee prices will appear here as partner courses are listed.
training.gov.au · unit packaging

What is in the qualification

The register lists 5 core units for the Certificate IV in Banking Services, plus 31 elective options.

  • FNSCUS403Deliver a professional service to customers
  • FNSINC411Conduct work according to professional practices in the financial services industry
  • FNSINC412Apply and maintain knowledge of financial products and services
  • FNSINC513Identify and apply complex ethical decision making to workplace situations
  • FNSRSK411Apply risk management strategies to own work
View the 31 elective options
  • BSBLDR411Demonstrate leadership in the workplace
  • BSBLDR414Lead team effectiveness
  • BSBOPS304Deliver and monitor a service to customers
  • BSBOPS404Implement customer service strategies
  • BSBPEF501Manage personal and professional development
  • BSBTEC201Use business software applications
  • BSBTEC403Apply digital solutions to work processes
  • FNSASIC311Establish client relationship and analyse needs
  • FNSASIC312Provide personal advice on non-relevant financial products
  • FNSBNK411Coordinate small business customer portfolios
  • FNSBNK412Align banking products with the needs of small business customers
  • FNSBNK413Provide services in a Business Transaction Centre
  • FNSBNK414Promote mobile banking services
  • FNSBNK415Provide mobile banking sales and services
  • FNSBNK416Manage mobile lending services
  • FNSCRD401Assess credit applications
  • FNSCRD412Establish and maintain appropriate security options for credit facilities
  • FNSCRD513Promote client understanding of the role and effective use of consumer credit
  • FNSCUS412Resolve disputes
  • FNSFLT511Assist customers to budget and manage own finances
  • FNSFMB412Identify client needs and present broking options
  • FNSFMB511Implement credit contracts in preparation for settlement
  • FNSINC512Assess vulnerability of financial products and services to money laundering and terrorism financing
  • FNSINC514Apply ethical frameworks and principles to make and act upon decisions
  • FNSMCA412Undertake legal action for recovery of debts
  • FNSMCA413Identify and manage individuals experiencing hardship
  • FNSORG411Conduct individual work within a compliance framework
  • FNSPIM410Collect, assess and use information
  • FNSSAM413Identify and provide initial information to potential new clients
  • FNSSAM421Provide information on financial products and services to clients
  • FNSSAM422Implement promotional strategies for financial products and services
training.gov.au national register, FNS42022 release 1
Same training package

What skill sets come from the FNS training package?

Tax Law for Tax Agents Skill Set (Tax documentation)
FNSSS00008 · skill set guide
Commercial Law for Tax (Financial) Advisers Skill Set
FNSSS00006 · skill set guide
Tax Law for Tax Agents Skill Set (Tax plans)
FNSSS00009 · skill set guide
BAS Agent Registration Skill Set
FNSSS00004 · skill set guide
Commercial Law for Tax Agents Skill Set
FNSSS00005 · skill set guide
Anti-money Laundering and Counter Terrorism Financing Skill Set
FNSSS00010 · skill set guide
Where to study

Where can I study FNS42022?

No Get Course partner currently lists this qualification. Check the national register for organisations approved to deliver it, and remember that approval to deliver is a regulatory fact, not a recommendation. You can browse live courses from our partners and enquire today.

Browse courses
How we calculate these figures

Get Course maps FNS42022 to its occupations using the register’s own outcome wording, shown with ANZSCO codes (here, 5521) so the mapping can be checked. Job advertisement counts come from the Jobs and Skills Australia Internet Vacancy Index and count online ads, not vacancies filled. Enrolment counts come from NCVER Total VET Activity and count people in training, not completions. Funding rows appear only after verification against the official state program list. Source vintages: Occupation Shortage List 2025 assessment; NCVER Total VET Activity 2025 collection; register training.gov.au, synced 16 September 2026; Jobs and Skills Australia Internet Vacancy Index latest month June 2026; employment projections May 2025 to May 2035 release; register synced 18 Sept 2026. Page last updated 19 Sept 2026.

About this page. Every number on this page shows its source and date. Register data synced 18 Sept 2026 from training.gov.au. Compiled by Get Course from public data sources. It is not provided or endorsed by any training organisation, and nothing here is advice about your individual situation. Statistics describe groups; your result depends on you. If you represent a training organisation and want to correct or add to this page, contact hello@getcourse.com.au.