FNS41521 is the nationally recognised Certificate IV in Life Insurance. It prepares you for work as an insurance consultant. It has been the current version on the national register since 2022, when it replaced FNS41515. Employers posted about 46 insurance consultant jobs in June 2026, down 19.7% on a year earlier.
The independent signals behind the Certificate IV in Life Insurance are weak right now. Job ads in June 2026 were down 19.7% on a year earlier, the official shortage list does not rate its occupations in shortage and enrolments are falling. Weigh both sides.
Employers are posting fewer insurance consultant jobs than a year ago. About 46 insurance consultant jobs were advertised online in June 2026, down 19.7% on a year earlier. Over the last 12 months there were about 700 job ads, while 390 people were training in the qualification nationally (2025). Ads show the market. Enrolments show the pipeline. Neither is a job promise.
Australia's official shortage list rates bookmakers, insurance consultants, money market clerks and statistical clerks as not in shortage. The 2025 Occupation Shortage List rates Bookmaker, Insurance Consultant, Money Market Clerk and Statistical Clerk as not in shortage.
Insurance consultant jobs are projected to stay about flat. Jobs and Skills Australia projections put these occupations at 40,652 workers in May 2025, 41,584 by May 2030 (up 2.3%) and 43,762 by May 2035 (up 7.7%).
Enrolments in the Certificate IV in Life Insurance are dropping fast. Across Australia, 625 people enrolled in 2024. In 2025 it was 390, down 37.6% in a year. National data for FNS41521 starts in 2023.
The register and the national framework set some of this. Providers set the rest.
State funding for FNS41521 is being verified against official program lists.
Eligibility and student contributions vary by program and provider. The official state listing is the source of truth. In a subsidised place the government pays most of the tuition and you pay a co-contribution set by the program and provider.
The Certificate IV in Life Insurance is 10 units: 4 core, plus 6 electives chosen from 13 options on the register.
No Get Course partner currently lists this qualification. Check the national register for organisations approved to deliver it, and remember that approval to deliver is a regulatory fact, not a recommendation. You can browse live courses from our partners and enquire today.
Browse coursesGet Course maps FNS41521 to its occupations using the register’s own outcome wording, shown with ANZSCO codes (here, 5523) so the mapping can be checked. Job advertisement counts come from the Jobs and Skills Australia Internet Vacancy Index and count online ads, not vacancies filled. Enrolment counts come from NCVER Total VET Activity and count people in training, not completions. Funding rows appear only after verification against the official state program list. Source vintages: register training.gov.au, synced 16 September 2026; Jobs and Skills Australia Internet Vacancy Index latest month June 2026; NCVER Total VET Activity 2025 collection; Occupation Shortage List 2025 assessment; employment projections May 2025 to May 2035 release; register synced 18 Sept 2026. Page last updated 19 Sept 2026.