FNS30122Certificate IIICurrentFNS training package

FNS30122 Certificate III in Financial Services

FNS30122 is the nationally recognised Certificate III behind financial and insurance clerks work. It has been the current version on the national register since 2022, when it replaced FNS30120. 1,070 people enrolled in 2025, down 57.5% on the year before.

Often searched as Cert 3 in Financial Services · Register data synced 18 Sept 2026 from training.gov.au
Long-term outlook
Mixed
One structural signal up; enrolments falling
Register status
Current
Replaced FNS30120 in 2022
Enrolments
Falling fast
Down 57.5% in a year
Funding status
Verification pending
Checked against official state program lists
The short answer

The signals behind the Certificate III in Financial Services are mixed, and both sides are worth weighing. Employment is projected to grow through 2035. Enrolments are falling. These are official statistics, not a promise about your result.

Jobs and Skills Australia

Is the work there?

Ten year outlook

Financial and insurance clerks jobs are projected to grow. Jobs and Skills Australia projections put these occupations at 100 workers in May 2025, 103 by May 2030 (up 3%) and 108 by May 2035 (up 8%).

100
workers, May 2025
103
workers, May 2030
108
workers, May 2035
Jobs and Skills Australia employment projections · May 2025 to May 2035
Occupation mapping by Get Course, shown with ANZSCO codes so it can be checked.
NCVER Student Outcomes

How graduates do

Results for Certificate III in Financial Services graduates are mixed against other Certificate IIIs. In the 2025 NCVER Student Outcomes survey, 95.5% were employed or in further study after training. The typical Certificate III result is 88%, across 105 qualifications. Median income after training was $67,900, against $54,000 typical. 87.5% were satisfied with the training, against 90.6% typical. Income here is the survey median about six months after training. It includes part-time work, so it is not the full-time award rate.

95.5%
employed or in further study after training (2025)
typical 88% across 105 Certificate IIIs
$67,900
median income after training (2025)
typical $54,000 across 85 Certificate IIIs
87.5%
satisfied with the training (2025)
typical 90.6% across 105 Certificate IIIs
Level benchmarks are medians computed by Get Course across all Certificate IIIs in the same collection, not official NCVER benchmarks.
NCVER Student Outcomes · 2025 survey
NCVER Total VET Activity

Who is training

Enrolments in the Certificate III in Financial Services are dropping fast. Across Australia, 2,520 people enrolled in 2024. In 2025 it was 1,070, down 57.5% in a year. National data for FNS30122 starts in 2022.

NCVER Total VET Activity · 2025 collection
training.gov.au · Australian Qualifications Framework

What does studying it involve?

The register and the national framework set some of this. Providers set the rest.

How long it takes
A Certificate III is typically 1 to 2 years of full-time study under the Australian Qualifications Framework. Providers set the exact length and pace.
Delivery
Providers set the delivery mode.
Credit for experience
Recognition of prior learning applies to FNS30122 like any qualification on the national register: an approved provider assesses your evidence against each unit.
training.gov.au national register; Australian Qualifications Framework.
State subsidised training lists

What does it cost, and who funds it?

State funding for FNS30122 is being verified against official program lists.

Eligibility and student contributions vary by program and provider. The official state listing is the source of truth. In a subsidised place the government pays most of the tuition and you pay a co-contribution set by the program and provider.

Official state subsidised training program lists, verified per state. Full-fee prices will appear here as partner courses are listed.
training.gov.au · unit packaging

What is in the qualification

The Certificate III in Financial Services is 12 units: 1 core, plus 11 electives chosen from 63 options on the register.

  • FNSINC311Work together in the financial services industry
View the 63 elective options
  • BSBAUD412Work within compliance frameworks
  • BSBDAT201Collect and record data
  • BSBFIN302Maintain financial records
  • BSBINS302Organise workplace information
  • BSBINS307Retrieve information from records
  • BSBINS309Maintain business records
  • BSBOPS202Engage with customers
  • BSBOPS304Deliver and monitor a service to customers
  • BSBOPS305Process customer complaints
  • BSBPEF301Organise personal work priorities
  • BSBPUR301Purchase goods and services
  • BSBTEC203Research using the internet
  • BSBTEC301Design and produce business documents
  • BSBTEC302Design and produce spreadsheets
  • BSBTEC403Apply digital solutions to work processes
  • BSBTWK301Use inclusive work practices
  • BSBXCM301Engage in workplace communication
  • FNSACC314Conduct business activities using a computerised accounting system
  • FNSACC321Process financial transactions and extract interim reports
  • FNSACC322Administer subsidiary accounts and ledgers
  • FNSACC323Perform financial calculations
  • FNSACM311Process and manage payments
  • FNSACM312Reconcile financial transactions
  • FNSACM313Process authorised payments
  • FNSACM411Authorise valid expense payments
  • FNSASIC311Establish client relationship and analyse needs
  • FNSASIC312Provide personal advice on non-relevant financial products
  • FNSASIC314Provide Tier 2 general advice in general insurance
  • FNSASIC315Provide Tier 2 personal advice in general insurance
  • FNSCRD302Monitor and control accounts receivable
  • FNSCRD311Process applications for credit
  • FNSCRD415Manage overdue customer accounts
  • FNSCUS412Resolve disputes
  • FNSFLT311Develop and apply knowledge of personal finances
  • FNSFLT411Determine financial requirements of small businesses
  • FNSIAD311Provide general advice on financial products and services
  • FNSILF302Process a life insurance application
  • FNSILF303Issue a life insurance policy
  • FNSINC412Apply and maintain knowledge of financial products and services
  • FNSINC512Assess vulnerability of financial products and services to money laundering and terrorism financing
  • FNSISV408Manage handling and settlement of routine insurance claims for retail clients
  • FNSORG411Conduct individual work within a compliance framework
  • FNSPRT311Establish entitlements to intestate estates
  • FNSPRT312Administer non-complex estates
  • FNSPRT313Administer non-complex trusts
  • FNSRTS303Balance retail transactions
  • FNSRTS307Maintain Automatic Teller Machine (ATM) services
  • FNSRTS308Balance cash holdings
  • FNSRTS309Maintain main bank account
  • FNSRTS311Provide customer service in a retail agency
  • FNSRTS312Execute foreign currency transactions
  • FNSRTS314Administer card services
  • FNSRTS315Process customer accounts
  • FNSRTS316Process customer transactions in retail financial organisations
  • FNSRTS401Manage credit card services
  • FNSRTS402Prepare government returns and reports
  • FNSSAM311Provide ancillary products and services that meet client needs
  • FNSSUP311Process superannuation fund payments
  • FNSSUP312Establish, maintain and process superannuation records
  • FNSSUP313Process superannuation fund contributions
  • FNSSUP314Process superannuation rollover benefits
  • FNSSUP315Implement superannuation fund member investment instructions
  • FNSSUP316Terminate superannuation plans
training.gov.au national register, FNS30122 release 1
Same training package

What skill sets come from the FNS training package?

Advanced Accounting Principles Skill Set
FNSSS00015 · skill set guide
Business Ethics and Conduct Skill Set
FNSSS00013 · skill set guide
Anti-money Laundering and Counter Terrorism Financing Skill Set
FNSSS00010 · skill set guide
Tax Law for Tax Agents Skill Set (Tax documentation)
FNSSS00008 · skill set guide
Payroll Administrator Skill Set
FNSSS00012 · skill set guide
Commercial Law for Tax Agents Skill Set
FNSSS00005 · skill set guide
Where to study

Where can I study FNS30122?

No Get Course partner currently lists this qualification. Check the national register for organisations approved to deliver it, and remember that approval to deliver is a regulatory fact, not a recommendation. You can browse live courses from our partners and enquire today.

Browse courses
How we calculate these figures

Get Course maps FNS30122 to its occupations using the register’s own outcome wording, shown with ANZSCO codes (here, 5520) so the mapping can be checked. Job advertisement counts come from the Jobs and Skills Australia Internet Vacancy Index and count online ads, not vacancies filled. Enrolment counts come from NCVER Total VET Activity and count people in training, not completions. Outcome benchmarks marked “typical” are medians computed by Get Course across all Certificate IIIs in the same NCVER collection; they are derived figures, not official NCVER benchmarks. Funding rows appear only after verification against the official state program list. Source vintages: employment projections May 2025 to May 2035 release; NCVER Student Outcomes survey 2025 survey; NCVER Total VET Activity 2025 collection; register training.gov.au, synced 16 September 2026; register synced 18 Sept 2026. Page last updated 19 Sept 2026.

About this page. Every number on this page shows its source and date. Register data synced 18 Sept 2026 from training.gov.au. Compiled by Get Course from public data sources. It is not provided or endorsed by any training organisation, and nothing here is advice about your individual situation. Statistics describe groups; your result depends on you. If you represent a training organisation and want to correct or add to this page, contact hello@getcourse.com.au.